If you wanted/decided for investing in Unit Trust just remember simple 6 golden rules.
1. Investor's (you) Investment Objective
Example: Retirement Planning, Children Education, Savings can beat Inflation and Others
2. Invest in Mid to Long-Term time horizon
Invest more than 3 year above.
3. Invest Regularly/Repeatedly
Example: DCA -Dollar Cost Averaging, VCA-Value Cost Averaging
never invest all your money at once.
4. Investor's (you) Risk Profile
Example: Invest in type of fund, Aggressive, Moderate and Conservative.
UTC will recommended the funds accordingly
5. Establish Expected Returns
Expected Mid to Long -Term Unit Trust Return 6% - 12% p.a.
6. Review Regularly & Rebalanced
If the objectives achieved, time horizon and change of risk profile, investor's investment need to review.
Example: Invest 70% Equity Fund and 30% in Bond Fund
Happy Investing!
