Isnin, 22 Jun 2009

6 Golden Rules For Investing in Unit Trust



If you wanted/decided for investing in Unit Trust just remember simple 6 golden rules.



1. Investor's (you) Investment Objective

Example: Retirement Planning, Children Education, Savings can beat Inflation and Others



2. Invest in Mid to Long-Term time horizon

Invest more than 3 year above.



3. Invest Regularly/Repeatedly

Example: DCA -Dollar Cost Averaging, VCA-Value Cost Averaging

never invest all your money at once.



4. Investor's (you) Risk Profile

Example: Invest in type of fund, Aggressive, Moderate and Conservative.

UTC will recommended the funds accordingly



5. Establish Expected Returns

Expected Mid to Long -Term Unit Trust Return 6% - 12% p.a.



6. Review Regularly & Rebalanced

If the objectives achieved, time horizon and change of risk profile, investor's investment need to review.

Example: Invest 70% Equity Fund and 30% in Bond Fund


Happy Investing!

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